Nobody wants to think about it, but if an unexpected critical illness or death occurs in your family, the last thing you want to be worrying about is money. An appropriate protection insurance plan can provide you and your family with financial peace of mind if the worst happens. There are many protection options available and we will help you to identify which is the most suitable for you, depending on your circumstances and budget.
Listed below are some of the most popular plans:
Term Assurance
Term Assurance pays out a capital sum on death within a specified period. The level of cover can be fixed at the start, although some plans allow increases.
Family Income Benefit
Family Income Benefit provides a regular income for a specified period. It is often used to provide financial security until your children have left home.
Mortgage Protection Cover
Mortgage Protection repays your mortgage in the event of your death so that your family don’t have to worry about losing the family home at such a stressful time.
Critical Illness Cover
Critical Illness pays out a lump sum in the event of a serious illness in order to help you cope with costs and loss of earnings.
Income Protection Cover
Income Protection provides a regular income if you can’t work due to a serious illness or injury.
Private Medical Insurance helps you to see a specialist immediately if you become ill and can help if you need surgery and want to avoid long NHS waiting lists.
Member of the Association of Member-Directed Pension Schemes
Authorised and regulated by the Financial Services Authority
(SIB No: 133515)